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Sajan Thomas

Sajan Thomas

Service Provider | Ernakulam, Kerala

Every customer has a dream of making his own house, we are here to fulfil your dreams with easy procedure and by providing housing loan at your doorstep. If you are looking forward for housing loan please give us a miss call or whatsapp on +917510385499. We help our esteemed customers by providing door to door service by providing them full support with lowest Interest Rate depending Cibil Score. We are doing takeover of loans from one bank to other Bank in lowest Rate of Interest.. We are providing housing loan and Non Housing Loans in whole Kerala.
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SAJAN THOMAS is an agent from Life Insurance Corporation (LIC), UNITED INDIA INSURANCE CO LTD, BANKS AND NBFCS. We are providing housing loans, other loan, General Insurance and Life insurance to customers by helping them full support and service at their doorstep. We are providing loans and Insurance in whole India. Every customer has a dream we are here to fulfil your dreams with easy procedure and by providing loans and Insurance at your doorstep. If you are looking forward for loan or Insurance please give us a miss call or whatsapp on +917510385499. We help our esteemed customers by providing door to door service by providing them full support. OUR PRODUCT LOANS • HOUSING LOANS • NON HOUSING LOANS • TAKE OVER & TOP-UP • NON RESIDENT INDIAN (NRI) • PROFESSIONAL • PERSONAL LOAN • BUSINESS LOAN • EDUCATION LOAN • GOLD LOAN • Car Loan LIFE INSURANCE • INSURANCE PLANS • PENSION PLANS • UNIT LINKED PLANS • MICRO INSURANCE PLANS • WITHDRAWN PLANS • HEALTH PLANS GENERAL INSURANCE • MOT
SAJAN THOMAS is an agent from Life Insurance Corporation (LIC), UNITED INDIA INSURANCE CO LTD, BANKS AND NBFCS. We are providing housing loans, other loan, General Insurance and Life insurance to customers by helping them full support and service at their doorstep. We are providing loans and Insurance in whole India. Every customer has a dream we are here to fulfil your dreams with easy procedure and by providing loans and Insurance at your doorstep. If you are looking forward for loan or Insurance please give us a miss call or whatsapp on +917510385499. We help our esteemed customers by providing door to door service by providing them full support. OUR PRODUCT LOANS • HOUSING LOANS • NON HOUSING LOANS • TAKE OVER & TOP-UP • NON RESIDENT INDIAN (NRI) • PROFESSIONAL • PERSONAL LOAN • BUSINESS LOAN • EDUCATION LOAN • GOLD LOAN • Car Loan LIFE INSURANCE • INSURANCE PLANS • PENSION PLANS • UNIT LINKED PLANS • MICRO INSURANCE PLANS • WITHDRAWN PLANS • HEALTH PLANS GENERAL INSURANCE • MOT
Who can be a co-applicant to my housing loan? All co-owners of the property need to be co-applicants to the house loan. Generally, co-applicants are close family members.
Who can be a co-applicant to my housing loan? All co-owners of the property need to be co-applicants to the house loan. Generally, co-applicants are close family members.
"Ms.Divya Sajan" is One of the Top LIC HOUSING FINANCE (LIC HFL) Home loan staff in Ernaulam. We offers the A to Z support of Customers for taking Housing Loans.
"Ms.Divya Sajan" is One of the Top LIC HOUSING FINANCE (LIC HFL) Home loan staff in Ernaulam. We offers the A to Z support of Customers for taking Housing Loans.
Our Services Come Completely Free of Cost The satisfaction of our valued customers is the reward we seek. We are here to make your Loan experience smooth and hassle free. Mobile : 075103 85499, 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in
Our Services Come Completely Free of Cost The satisfaction of our valued customers is the reward we seek. We are here to make your Loan experience smooth and hassle free. Mobile : 075103 85499, 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in
The satisfaction of our valued customers is the reward we seek. We are here to make your Loan experience smooth and hassle free. Mobile : 075103 85499, 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in #hlafinancialservice #HomeLoanAdvisor #LICHFL #WhereDreamsComeHome #loans #taxbenefits #housingfinance #investment #taxdeduction #HDFC #Plotloan #housingloan
The satisfaction of our valued customers is the reward we seek. We are here to make your Loan experience smooth and hassle free. Mobile : 075103 85499, 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in #hlafinancialservice #HomeLoanAdvisor #LICHFL #WhereDreamsComeHome #loans #taxbenefits #housingfinance #investment #taxdeduction #HDFC #Plotloan #housingloan
Will interest rate change during home loan tenure? Your interest rate depends on the type of loan you choose. There are two types of loans: Adjustable Rate or Floating Rate In an adjustable or floating rate loan, the interest rate on your loan is linked to your lender’s benchmark rate. Any movement in the benchmark rate will effectuate a proportionate change in your applicable interest rate. The interest rates are reset at defined intervals. The reset can be according to the financial calendar, or they can be unique to each customer, depending on the first date of disbursement. Combination Loans A combination loan is part fixed and part floating. Post the fixed rate tenure, the loan switches to an adjustable rate. #mobile #WhatsAppNo 7510385499 #Email loan@homeloanadvisor.in #website www.homeloanadvisor.in
Will interest rate change during home loan tenure? Your interest rate depends on the type of loan you choose. There are two types of loans: Adjustable Rate or Floating Rate In an adjustable or floating rate loan, the interest rate on your loan is linked to your lender’s benchmark rate. Any movement in the benchmark rate will effectuate a proportionate change in your applicable interest rate. The interest rates are reset at defined intervals. The reset can be according to the financial calendar, or they can be unique to each customer, depending on the first date of disbursement. Combination Loans A combination loan is part fixed and part floating. Post the fixed rate tenure, the loan switches to an adjustable rate. #mobile #WhatsAppNo 7510385499 #Email loan@homeloanadvisor.in #website www.homeloanadvisor.in
WHAT ARE THE TYPES OF HOME LOAN? Type of home loan depends upon types of property, an individual want to purchase. As per the need of the customer banks or financial institution come up with different types of home loan finance company in Kerala NCR products at lower rate of interest. As per the need of the customer bank or financial institution provides different types of home loan. Each housing loan product has its unique feature and advantage, so it is always advisable to consult with a professional consultant before taking a home loan. A professional consultant will save your time and money both, If you need a professional guidance then contact HOME LOAN ADVISOR home loan provider in Kerala NCR. We are always with you. Home Loan can be classified into following ways: • Home Loan For Ready To Move In House: When an individual buying a ready to move in house or flat from any authority, builder, seller or any other legal body then HOME PURCHASE LOAN provided by the bank or NBFC.
WHAT ARE THE TYPES OF HOME LOAN? Type of home loan depends upon types of property, an individual want to purchase. As per the need of the customer banks or financial institution come up with different types of home loan finance company in Kerala NCR products at lower rate of interest. As per the need of the customer bank or financial institution provides different types of home loan. Each housing loan product has its unique feature and advantage, so it is always advisable to consult with a professional consultant before taking a home loan. A professional consultant will save your time and money both, If you need a professional guidance then contact HOME LOAN ADVISOR home loan provider in Kerala NCR. We are always with you. Home Loan can be classified into following ways: • Home Loan For Ready To Move In House: When an individual buying a ready to move in house or flat from any authority, builder, seller or any other legal body then HOME PURCHASE LOAN provided by the bank or NBFC.
WHAT IS HOME LOAN? Home loan is an amount being lent by various banks or NBFC to the individual to buy a house, purchase a plot, construct a house, repair & renovate the house, balance transfer of existing home loan, etc. Bank or NBFC mortgaged the property and charged EMI (Equated Monthly Instalment) on the loan amount being lent by them. EMI consists of both interest and principal amount, which has to be paid by the borrower to the bank or NBFC. EMI calculation depends upon three factors i.e. (i) Loan Amount, (ii) Loan Tenure, and (iii) Rate of Interest. EMI on loan amount remains same throughout the loan tenure, if rate of interest not changed. In India, owning a home is one of the key factors of success. There has been a continuous desire to own a home as there is a significant rise in the disposable incomes, particularly in urban and semi-urban areas, tax rebate on repayment of housing loans, declining rate of interest and rises in the nuclear family,. As there is a huge demand,
WHAT IS HOME LOAN? Home loan is an amount being lent by various banks or NBFC to the individual to buy a house, purchase a plot, construct a house, repair & renovate the house, balance transfer of existing home loan, etc. Bank or NBFC mortgaged the property and charged EMI (Equated Monthly Instalment) on the loan amount being lent by them. EMI consists of both interest and principal amount, which has to be paid by the borrower to the bank or NBFC. EMI calculation depends upon three factors i.e. (i) Loan Amount, (ii) Loan Tenure, and (iii) Rate of Interest. EMI on loan amount remains same throughout the loan tenure, if rate of interest not changed. In India, owning a home is one of the key factors of success. There has been a continuous desire to own a home as there is a significant rise in the disposable incomes, particularly in urban and semi-urban areas, tax rebate on repayment of housing loans, declining rate of interest and rises in the nuclear family,. As there is a huge demand,
WHO IS ELIGIBLE FOR HOME LOAN? Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing
WHO IS ELIGIBLE FOR HOME LOAN? Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing
Why You Should Consider Using Advisor For Your Home Loan A beautiful home is everyone's dream, but to make that dream come true is not an easy job. However, a home loan is one of the easiest ways to make that dream of yours come true. Nowadays, not just the banks provide loans; there are private financiers and home loan advisors. But, the real task lies in finding the right loan so that you do not end up paying more interest making it financially burdensome. So, in order to find the best possible loan, you must seek proper home loan advisor, and do a bit of research. Let us help you understand this better. Consider for a moment that according to 2018, loan advisors made up 30% of household formations. How much of that business did you see? Choosing the right home loan advisor may be one of the biggest decisions you are going to make or break your current struggle for better financial situation. What we discovered is, there are few key ways loan advisors can help buyers realize the d
Why You Should Consider Using Advisor For Your Home Loan A beautiful home is everyone's dream, but to make that dream come true is not an easy job. However, a home loan is one of the easiest ways to make that dream of yours come true. Nowadays, not just the banks provide loans; there are private financiers and home loan advisors. But, the real task lies in finding the right loan so that you do not end up paying more interest making it financially burdensome. So, in order to find the best possible loan, you must seek proper home loan advisor, and do a bit of research. Let us help you understand this better. Consider for a moment that according to 2018, loan advisors made up 30% of household formations. How much of that business did you see? Choosing the right home loan advisor may be one of the biggest decisions you are going to make or break your current struggle for better financial situation. What we discovered is, there are few key ways loan advisors can help buyers realize the d
HOME LOAN ELIGIBILITY Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing loan E
HOME LOAN ELIGIBILITY Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing loan E
What is Home Loan? Home loan is a form of secured loan that is availed by a customer to purchase a house. The property can be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. #Mob 7510385499 #website www.homeloanadvisor.in #Email loan@homeloanadvisor.in #WhatsAppNo 7510385499 #HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #LICHFL
What is Home Loan? Home loan is a form of secured loan that is availed by a customer to purchase a house. The property can be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. #Mob 7510385499 #website www.homeloanadvisor.in #Email loan@homeloanadvisor.in #WhatsAppNo 7510385499 #HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #LICHFL
HLA Financial Services (HOME LOAN ADVISOR) is one of the leading Financial Services in Kerala India, with a strong force of highly experienced and energetic persons. We are actively doing business and we are in the market since last 10 years. We are approved by Banks, NBFC, Life Insurance companies and General Insurance companies. Complete financial solutions to secure your future we offer financial services to the individuals, with "Customer as the Center of Focus," and strive for long-term relationships with our customers. We provide multiple financial solutions for every customer segment, and unique products for specific requirements of the customer life-style, such as savings, investments, loans and insurance thus meeting your every financial need. HLA Financial Services is established by Sajan Thomas and Divya Sajan who are pioneers in the Indian industry. Our mortgage brokers and Insurance companies are competent, professional, client centred and service oriented. We have ser
HLA Financial Services (HOME LOAN ADVISOR) is one of the leading Financial Services in Kerala India, with a strong force of highly experienced and energetic persons. We are actively doing business and we are in the market since last 10 years. We are approved by Banks, NBFC, Life Insurance companies and General Insurance companies. Complete financial solutions to secure your future we offer financial services to the individuals, with "Customer as the Center of Focus," and strive for long-term relationships with our customers. We provide multiple financial solutions for every customer segment, and unique products for specific requirements of the customer life-style, such as savings, investments, loans and insurance thus meeting your every financial need. HLA Financial Services is established by Sajan Thomas and Divya Sajan who are pioneers in the Indian industry. Our mortgage brokers and Insurance companies are competent, professional, client centred and service oriented. We have ser
WHAT IS HOME LOAN? Home loan is a form of secured loan that is availed by a customer to purchase a house. The propertycan be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. Mobile: 7510385499, 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in
WHAT IS HOME LOAN? Home loan is a form of secured loan that is availed by a customer to purchase a house. The propertycan be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. Mobile: 7510385499, 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in
HDFC Home Loan Benefits End to End Digital Process. HDFC’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office. Customized Repayment Options. HDFC offers tailor-made home loans to suit your requirements Easy & Hassle free documentation. With minimal documentation, applying for a HDFC home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the way. 24X7 Assistance. Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries. www.homeloanadvisor.in, +917510385499 Manage home loans digitally Once you avail a HDFC home loan, you can access your home loan account online on our website. You can download account statements, interest certificates, request for disbursement and do much more.
HDFC Home Loan Benefits End to End Digital Process. HDFC’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office. Customized Repayment Options. HDFC offers tailor-made home loans to suit your requirements Easy & Hassle free documentation. With minimal documentation, applying for a HDFC home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the way. 24X7 Assistance. Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries. www.homeloanadvisor.in, +917510385499 Manage home loans digitally Once you avail a HDFC home loan, you can access your home loan account online on our website. You can download account statements, interest certificates, request for disbursement and do much more.
Types of LIC HFL Home Loan 1- HOME LOAN FOR RESIDENT INDIAN Home loans or housing loans are available for purchase of underconstruction or ready to move homes. Housing loans can also be availed for construction of own house. The following are eligible for Home Loan from LIC Housing Finance Ltd: 1. All Salaried employees working in Private or Government/Public Organizations. 2. Self-employed individuals. The following individuals are also eligible under our Griha Suvidha Home Loan: 1. Employees drawing part of salary in cash 2. Salaried employees seeking home loan term beyond retirement. For information on all eligible customers under Griha Suvidha Home Loan click here. 2- HOME LOAN FOR NON RESIDENT INDIAN (NRI) LIC HFL offers wide variety of home loans for NRIs aspiring to own a house in India. To know more click here. 3- HOME LOAN FOR A special Housing Loan scheme for First Time Home Buyers by the Government of India. All families having income of Rs 3 lakh to Rs 18 lakh are eligibl
Types of LIC HFL Home Loan 1- HOME LOAN FOR RESIDENT INDIAN Home loans or housing loans are available for purchase of underconstruction or ready to move homes. Housing loans can also be availed for construction of own house. The following are eligible for Home Loan from LIC Housing Finance Ltd: 1. All Salaried employees working in Private or Government/Public Organizations. 2. Self-employed individuals. The following individuals are also eligible under our Griha Suvidha Home Loan: 1. Employees drawing part of salary in cash 2. Salaried employees seeking home loan term beyond retirement. For information on all eligible customers under Griha Suvidha Home Loan click here. 2- HOME LOAN FOR NON RESIDENT INDIAN (NRI) LIC HFL offers wide variety of home loans for NRIs aspiring to own a house in India. To know more click here. 3- HOME LOAN FOR A special Housing Loan scheme for First Time Home Buyers by the Government of India. All families having income of Rs 3 lakh to Rs 18 lakh are eligibl
WHY TAKE HOME LOANS? In India, real estate is the second largest employer after agriculture and is slated to grow at 30% over the next decade. The Indian real estate market is expected to touch US$ 180 billion • Rented House to Own House: If you are residing in a rented house, then it is always advisable to take a home loan and shift to your owned house. Rent will compensate your EMI (Equated Monthly Installments) and this will also give you capital appreciation. Investment in the property by taking housing loan will not only give capital appreciation but also peace of mind, social respect and recognition. • High Property Price: As price of the property is very high and buyer may not be having all the amount, bank or NBFC are there to lend you money in the shape of housing loan for which they charge interest on the loan amount. • Income Tax Rebate on Home Loan Interest Payment: As per Income Tax Act 1961, If you are paying housing loan EMI, which consists interest and principal com
WHY TAKE HOME LOANS? In India, real estate is the second largest employer after agriculture and is slated to grow at 30% over the next decade. The Indian real estate market is expected to touch US$ 180 billion • Rented House to Own House: If you are residing in a rented house, then it is always advisable to take a home loan and shift to your owned house. Rent will compensate your EMI (Equated Monthly Installments) and this will also give you capital appreciation. Investment in the property by taking housing loan will not only give capital appreciation but also peace of mind, social respect and recognition. • High Property Price: As price of the property is very high and buyer may not be having all the amount, bank or NBFC are there to lend you money in the shape of housing loan for which they charge interest on the loan amount. • Income Tax Rebate on Home Loan Interest Payment: As per Income Tax Act 1961, If you are paying housing loan EMI, which consists interest and principal com
What are the different types of Home Loans available in India? The following types of Home Loans products are usually offered by Housing Finance Institutions: Home Loans: These are Loans availed for: 1. The purchase of a flat, row house, bungalow from private developers in approved projects; 2.Home Loans for purchase of properties from Development Authorities such as DDA, MHADA as well as Existing Co-operative Housing Societies, Apartment Owners' Association or Development Authorities settlements or privately built up homes; 3.Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority Plot Purchase Loan: Plot purchase loans are availed for purchase of a plot through direct allotment or a second sale transaction as well as to transfer your existing plot purchase loan availed from another bank /financial Institution. Balance Transfer Loan: Transferring your outstanding home loan availed from another Bank / Financial Institution to HDFC
What are the different types of Home Loans available in India? The following types of Home Loans products are usually offered by Housing Finance Institutions: Home Loans: These are Loans availed for: 1. The purchase of a flat, row house, bungalow from private developers in approved projects; 2.Home Loans for purchase of properties from Development Authorities such as DDA, MHADA as well as Existing Co-operative Housing Societies, Apartment Owners' Association or Development Authorities settlements or privately built up homes; 3.Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority Plot Purchase Loan: Plot purchase loans are availed for purchase of a plot through direct allotment or a second sale transaction as well as to transfer your existing plot purchase loan availed from another bank /financial Institution. Balance Transfer Loan: Transferring your outstanding home loan availed from another Bank / Financial Institution to HDFC
loan to cash salaried, bank salaried, and daily wages customers with low interest rate. mobile: - 9995488535 whatsapp:- 8075284491
loan to cash salaried, bank salaried, and daily wages customers with low interest rate. mobile: - 9995488535 whatsapp:- 8075284491
Art we are providing all kind of art works #paintingart , #AcrylicPainting , #digitalart , #digitaloilpainting , #digitalpainting , #digitalsignage , #artistsupport , #canvaspainting , #photoframing , #Photoframe , #photorestoration
Art we are providing all kind of art works #paintingart , #AcrylicPainting , #digitalart , #digitaloilpainting , #digitalpainting , #digitalsignage , #artistsupport , #canvaspainting , #photoframing , #Photoframe , #photorestoration
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