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Sajan Thomas

Sajan Thomas

Service Provider | Ernakulam, Kerala

WHAT IS HOME LOAN? Home loan is an amount being lent by various banks or NBFC to the individual to buy a house, purchase a plot, construct a house, repair & renovate the house, balance transfer of existing home loan, etc. Bank or NBFC mortgaged the property and charged EMI (Equated Monthly Instalment) on the loan amount being lent by them. EMI consists of both interest and principal amount, which has to be paid by the borrower to the bank or NBFC. EMI calculation depends upon three factors i.e. (i) Loan Amount, (ii) Loan Tenure, and (iii) Rate of Interest. EMI on loan amount remains same throughout the loan tenure, if rate of interest not changed. In India, owning a home is one of the key factors of success. There has been a continuous desire to own a home as there is a significant rise in the disposable incomes, particularly in urban and semi-urban areas, tax rebate on repayment of housing loans, declining rate of interest and rises in the nuclear family,. As there is a huge demand,
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WHY TAKE HOME LOANS? In India, real estate is the second largest employer after agriculture and is slated to grow at 30% over the next decade. The Indian real estate market is expected to touch US$ 180 billion • Rented House to Own House: If you are residing in a rented house, then it is always advisable to take a home loan and shift to your owned house. Rent will compensate your EMI (Equated Monthly Installments) and this will also give you capital appreciation. Investment in the property by taking housing loan will not only give capital appreciation but also peace of mind, social respect and recognition. • High Property Price: As price of the property is very high and buyer may not be having all the amount, bank or NBFC are there to lend you money in the shape of housing loan for which they charge interest on the loan amount. • Income Tax Rebate on Home Loan Interest Payment: As per Income Tax Act 1961, If you are paying housing loan EMI, which consists interest and principal com
WHY TAKE HOME LOANS? In India, real estate is the second largest employer after agriculture and is slated to grow at 30% over the next decade. The Indian real estate market is expected to touch US$ 180 billion • Rented House to Own House: If you are residing in a rented house, then it is always advisable to take a home loan and shift to your owned house. Rent will compensate your EMI (Equated Monthly Installments) and this will also give you capital appreciation. Investment in the property by taking housing loan will not only give capital appreciation but also peace of mind, social respect and recognition. • High Property Price: As price of the property is very high and buyer may not be having all the amount, bank or NBFC are there to lend you money in the shape of housing loan for which they charge interest on the loan amount. • Income Tax Rebate on Home Loan Interest Payment: As per Income Tax Act 1961, If you are paying housing loan EMI, which consists interest and principal com
Why Choose HDFC Home Loans? HDFC offers home loans with EMIs starting from ₹646 per lac and interest rates starting from 6.70%* p.a. Get home loan sanction in just 5 days Tnc and create a space of your own with HDFC Home Loans. Our housing loan is tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure. HDFC provides you with legal and technical counselling to help you make the right home buying decision. HDFC Housing Loan offers you all online Home Loan solutions if you want to buy, construct or renovate your house. Turn your dream home into reality with HDFC Home Loans With benefits such as a low-interest rate, longer tenure, comfortable home loan EMI and doorstep service, apply online for an HDFC Home Loan today. #mobile 7510385499 #WhatsAppNo 7510385499 #Email loan@homeloanadvisor.in #web www.homeloanadvisor.in
Why Choose HDFC Home Loans? HDFC offers home loans with EMIs starting from ₹646 per lac and interest rates starting from 6.70%* p.a. Get home loan sanction in just 5 days Tnc and create a space of your own with HDFC Home Loans. Our housing loan is tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure. HDFC provides you with legal and technical counselling to help you make the right home buying decision. HDFC Housing Loan offers you all online Home Loan solutions if you want to buy, construct or renovate your house. Turn your dream home into reality with HDFC Home Loans With benefits such as a low-interest rate, longer tenure, comfortable home loan EMI and doorstep service, apply online for an HDFC Home Loan today. #mobile 7510385499 #WhatsAppNo 7510385499 #Email loan@homeloanadvisor.in #web www.homeloanadvisor.in
What is the maximum time period allowed for repayment of your home loan? The maximum repayment tenure depends on the type of housing loan you are availing, your profile, age, maturity of loan etc. For home loans and balance transfer loans, the maximum tenure is 30 years or till the age of retirement, whichever is lower. For Home Extension Loans, the maximum tenure is 20 years or till the age of retirement, whichever is lower. For Home Renovation and Top-Up Loans, the maximum tenure is 15 years or till the age of retirement, whichever is lower. #mobile 7510385499 #WhatsAppNo 7510385499 #website www.homeloanadvisor.in #Email loan@homeloanadvisor.in
What is the maximum time period allowed for repayment of your home loan? The maximum repayment tenure depends on the type of housing loan you are availing, your profile, age, maturity of loan etc. For home loans and balance transfer loans, the maximum tenure is 30 years or till the age of retirement, whichever is lower. For Home Extension Loans, the maximum tenure is 20 years or till the age of retirement, whichever is lower. For Home Renovation and Top-Up Loans, the maximum tenure is 15 years or till the age of retirement, whichever is lower. #mobile 7510385499 #WhatsAppNo 7510385499 #website www.homeloanadvisor.in #Email loan@homeloanadvisor.in
Every customer has a dream of making his own house, we are here to fulfil your dreams with easy procedure and by providing housing loan at your doorstep. If you are looking forward for housing loan please give us a miss call or whatsapp on +917510385499. We help our esteemed customers by providing door to door service by providing them full support with lowest Interest Rate depending Cibil Score. We are doing takeover of loans from one bank to other Bank in lowest Rate of Interest.. We are providing housing loan and Non Housing Loans in whole Kerala.
Every customer has a dream of making his own house, we are here to fulfil your dreams with easy procedure and by providing housing loan at your doorstep. If you are looking forward for housing loan please give us a miss call or whatsapp on +917510385499. We help our esteemed customers by providing door to door service by providing them full support with lowest Interest Rate depending Cibil Score. We are doing takeover of loans from one bank to other Bank in lowest Rate of Interest.. We are providing housing loan and Non Housing Loans in whole Kerala.
Are you planning to Build’s your dream home ? Premium construction services across kerala. We are also providing loan facilities if you are needed. Our rate of interest is 6% per annum. We can provide finance upto 75% More information contact: 8714437018
Are you planning to Build’s your dream home ? Premium construction services across kerala. We are also providing loan facilities if you are needed. Our rate of interest is 6% per annum. We can provide finance upto 75% More information contact: 8714437018
WHAT ARE THE TYPES OF HOME LOAN? Type of home loan depends upon types of property, an individual want to purchase. As per the need of the customer banks or financial institution come up with different types of home loan finance company in Kerala NCR products at lower rate of interest. As per the need of the customer bank or financial institution provides different types of home loan. Each housing loan product has its unique feature and advantage, so it is always advisable to consult with a professional consultant before taking a home loan. A professional consultant will save your time and money both, If you need a professional guidance then contact HOME LOAN ADVISOR home loan provider in Kerala NCR. We are always with you. Home Loan can be classified into following ways: • Home Loan For Ready To Move In House: When an individual buying a ready to move in house or flat from any authority, builder, seller or any other legal body then HOME PURCHASE LOAN provided by the bank or NBFC.
WHAT ARE THE TYPES OF HOME LOAN? Type of home loan depends upon types of property, an individual want to purchase. As per the need of the customer banks or financial institution come up with different types of home loan finance company in Kerala NCR products at lower rate of interest. As per the need of the customer bank or financial institution provides different types of home loan. Each housing loan product has its unique feature and advantage, so it is always advisable to consult with a professional consultant before taking a home loan. A professional consultant will save your time and money both, If you need a professional guidance then contact HOME LOAN ADVISOR home loan provider in Kerala NCR. We are always with you. Home Loan can be classified into following ways: • Home Loan For Ready To Move In House: When an individual buying a ready to move in house or flat from any authority, builder, seller or any other legal body then HOME PURCHASE LOAN provided by the bank or NBFC.
HDFC Home Loan EMI Calculator HDFC's home loan calculator helps you calculate your Home Loan Emi with ease. HDFC's EMI calculator for a home loan can help you make an informed decision about buying a new house. The EMI calculator is useful in planning your cashflows for servicing your home loan. HDFC offers home loans with EMIs starting from ₹646 per lac and interest rates starting from 6.70%* p.a. with additional features such as flexible repayment options and top-up loan. With a low-interest rate and long repayment tenure, HDFC ensures a comfortable home loan EMI for you. With our reasonable EMIs, HDFC Home loan is lighter on your pocket. Calculate the EMI that you will be required to pay for your home loan with our easy to understand home loan EMI calculator. Calculate Home Loan EMI LOAN AMOUNTRs. Rs. 1 LacRs. 10 Cr TENURE (YEARS) 130 INTEREST RATE (% P.A.) 015 Monthly Home Loan EMI ₹16,499View Details Principal Amount ₹25,00,000 Interest Amount ₹30,43,754 Total Amount Payable
HDFC Home Loan EMI Calculator HDFC's home loan calculator helps you calculate your Home Loan Emi with ease. HDFC's EMI calculator for a home loan can help you make an informed decision about buying a new house. The EMI calculator is useful in planning your cashflows for servicing your home loan. HDFC offers home loans with EMIs starting from ₹646 per lac and interest rates starting from 6.70%* p.a. with additional features such as flexible repayment options and top-up loan. With a low-interest rate and long repayment tenure, HDFC ensures a comfortable home loan EMI for you. With our reasonable EMIs, HDFC Home loan is lighter on your pocket. Calculate the EMI that you will be required to pay for your home loan with our easy to understand home loan EMI calculator. Calculate Home Loan EMI LOAN AMOUNTRs. Rs. 1 LacRs. 10 Cr TENURE (YEARS) 130 INTEREST RATE (% P.A.) 015 Monthly Home Loan EMI ₹16,499View Details Principal Amount ₹25,00,000 Interest Amount ₹30,43,754 Total Amount Payable
Will interest rate change during home loan tenure? Your interest rate depends on the type of loan you choose. There are two types of loans: Adjustable Rate or Floating Rate In an adjustable or floating rate loan, the interest rate on your loan is linked to your lender’s benchmark rate. Any movement in the benchmark rate will effectuate a proportionate change in your applicable interest rate. The interest rates are reset at defined intervals. The reset can be according to the financial calendar, or they can be unique to each customer, depending on the first date of disbursement. Combination Loans A combination loan is part fixed and part floating. Post the fixed rate tenure, the loan switches to an adjustable rate. #mobile #WhatsAppNo 7510385499 #Email loan@homeloanadvisor.in #website www.homeloanadvisor.in
Will interest rate change during home loan tenure? Your interest rate depends on the type of loan you choose. There are two types of loans: Adjustable Rate or Floating Rate In an adjustable or floating rate loan, the interest rate on your loan is linked to your lender’s benchmark rate. Any movement in the benchmark rate will effectuate a proportionate change in your applicable interest rate. The interest rates are reset at defined intervals. The reset can be according to the financial calendar, or they can be unique to each customer, depending on the first date of disbursement. Combination Loans A combination loan is part fixed and part floating. Post the fixed rate tenure, the loan switches to an adjustable rate. #mobile #WhatsAppNo 7510385499 #Email loan@homeloanadvisor.in #website www.homeloanadvisor.in
we will help you acheive your dream home. our rate of interest is only 6% contact :8589032555
we will help you acheive your dream home. our rate of interest is only 6% contact :8589032555
₹1,900 per sqftLabour Only
What are the different types of Home Loans available in India? The following types of Home Loans products are usually offered by Housing Finance Institutions: Home Loans: These are Loans availed for: 1. The purchase of a flat, row house, bungalow from private developers in approved projects; 2.Home Loans for purchase of properties from Development Authorities such as DDA, MHADA as well as Existing Co-operative Housing Societies, Apartment Owners' Association or Development Authorities settlements or privately built up homes; 3.Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority Plot Purchase Loan: Plot purchase loans are availed for purchase of a plot through direct allotment or a second sale transaction as well as to transfer your existing plot purchase loan availed from another bank /financial Institution. Balance Transfer Loan: Transferring your outstanding home loan availed from another Bank / Financial Institution to HDFC
What are the different types of Home Loans available in India? The following types of Home Loans products are usually offered by Housing Finance Institutions: Home Loans: These are Loans availed for: 1. The purchase of a flat, row house, bungalow from private developers in approved projects; 2.Home Loans for purchase of properties from Development Authorities such as DDA, MHADA as well as Existing Co-operative Housing Societies, Apartment Owners' Association or Development Authorities settlements or privately built up homes; 3.Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority Plot Purchase Loan: Plot purchase loans are availed for purchase of a plot through direct allotment or a second sale transaction as well as to transfer your existing plot purchase loan availed from another bank /financial Institution. Balance Transfer Loan: Transferring your outstanding home loan availed from another Bank / Financial Institution to HDFC
HOME LOAN ELIGIBILITY Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing loan E
HOME LOAN ELIGIBILITY Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing loan E
When does my home loan EMIs start?   EMI's begins from the month subsequent to the month in which disbursement of the loan is done. For loans for under-construction properties EMI usually begins after the complete home loan is disbursed but customers can choose to begin their emi’s as soon as they avail their fist disbursement and their emi’s will increase proportionately with every subsequent  disbursement.For resale cases,since the whole loan amount is disbursed in one go,emi on the whole loan amount start from the subsequent to the  month of disbursement  Mob 7510385499 loan@homeloanadvisor.in www.homeloanadvisor.in
When does my home loan EMIs start?   EMI's begins from the month subsequent to the month in which disbursement of the loan is done. For loans for under-construction properties EMI usually begins after the complete home loan is disbursed but customers can choose to begin their emi’s as soon as they avail their fist disbursement and their emi’s will increase proportionately with every subsequent  disbursement.For resale cases,since the whole loan amount is disbursed in one go,emi on the whole loan amount start from the subsequent to the  month of disbursement  Mob 7510385499 loan@homeloanadvisor.in www.homeloanadvisor.in
What is the maximum home loan that I can obtain? You are required to pay 10-25% of the total property cost as ‘own contribution depending upon the loan amount. 75 to 90% of the property cost is what can be availed as a home loan. In case of construction, home improvement and home extension loans, 75 to 90% of the construction/improvement/extension estimate can be funded. #HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #homeloans #purchaseahome #LICHFL #DCBBank #Mobile 7510385499 #web www.homeloanadvisor.in #Email loan@homeloanadvisor.in
What is the maximum home loan that I can obtain? You are required to pay 10-25% of the total property cost as ‘own contribution depending upon the loan amount. 75 to 90% of the property cost is what can be availed as a home loan. In case of construction, home improvement and home extension loans, 75 to 90% of the construction/improvement/extension estimate can be funded. #HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #homeloans #purchaseahome #LICHFL #DCBBank #Mobile 7510385499 #web www.homeloanadvisor.in #Email loan@homeloanadvisor.in
What is Home Loan? Home loan is a form of secured loan that is availed by a customer to purchase a house. The property can be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. #Mob 7510385499 #website www.homeloanadvisor.in #Email loan@homeloanadvisor.in #WhatsAppNo 7510385499 #HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #LICHFL
What is Home Loan? Home loan is a form of secured loan that is availed by a customer to purchase a house. The property can be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. #Mob 7510385499 #website www.homeloanadvisor.in #Email loan@homeloanadvisor.in #WhatsAppNo 7510385499 #HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #LICHFL
we will help you acheive your dream home. our rate of interest is 6% contact :8589032555
we will help you acheive your dream home. our rate of interest is 6% contact :8589032555
₹1,900 per sqftLabour Only
WHO IS ELIGIBLE FOR HOME LOAN? Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing
WHO IS ELIGIBLE FOR HOME LOAN? Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing
WHAT IS HOME LOAN? Home loan is a form of secured loan that is availed by a customer to purchase a house. The propertycan be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. Mobile: 7510385499, 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in
WHAT IS HOME LOAN? Home loan is a form of secured loan that is availed by a customer to purchase a house. The propertycan be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. Mobile: 7510385499, 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in
PRAKRITI BUILDERS AND DEVELOPERS, Construction company in Kochi, Kerala We are a group of highly qualified professionals that can provide accurate works and truly valuable financial services to our customers. Actually we have 3 category.... BUDGET HOMES - Rate Rs 1950/ sq ft STANDARD HOMES -Rate Rs 2150/-sq ft PREMIUM- HOMES - Rate Rs 2450/ sq ft CONTACT :7592978111 Please note that we are also providing loan facility if you needed. Our rate of interest is only 6% per annum upto 2229 sq ft villa and above 2300 sq ft villa our interest rate is only 7% per annum. And your repayment starts only after the key handover of your villa. We can provide finance upto 75% depends on your eligibility. Your contribution is only 25 %. Loan tenure - 5 years to 15 years . #quality #ElevationHome #FlooringTiles #HouseDesigns #ClosedKitchen #50LakhHouse #24x7 #30x20house #NorthFacingPlan #Mattresses #50LakhHouse #EastFacingPlan #SouthFacingPlan #WestFacingPlan #RoseGarden #Home
PRAKRITI BUILDERS AND DEVELOPERS, Construction company in Kochi, Kerala We are a group of highly qualified professionals that can provide accurate works and truly valuable financial services to our customers. Actually we have 3 category.... BUDGET HOMES - Rate Rs 1950/ sq ft STANDARD HOMES -Rate Rs 2150/-sq ft PREMIUM- HOMES - Rate Rs 2450/ sq ft CONTACT :7592978111 Please note that we are also providing loan facility if you needed. Our rate of interest is only 6% per annum upto 2229 sq ft villa and above 2300 sq ft villa our interest rate is only 7% per annum. And your repayment starts only after the key handover of your villa. We can provide finance upto 75% depends on your eligibility. Your contribution is only 25 %. Loan tenure - 5 years to 15 years . #quality #ElevationHome #FlooringTiles #HouseDesigns #ClosedKitchen #50LakhHouse #24x7 #30x20house #NorthFacingPlan #Mattresses #50LakhHouse #EastFacingPlan #SouthFacingPlan #WestFacingPlan #RoseGarden #Home
Are you looking for a home loan? But confused as to which bank you should apply for a home loan? What tenure should you select? How to get the best interest rates? All these questions can create havoc in your mind. Consult our home loan advisors who can help you select the right home loan for you. Our Advisors are honest, transparent, and efficient they will analyze and compare the home loan offers from the top banks to get the offer that is right for you. They will do the complete documentation and End-To-End Fulfillment till the Disbursal. For more info call or whatsapp 750385499. We do not charge anything for our services.
Are you looking for a home loan? But confused as to which bank you should apply for a home loan? What tenure should you select? How to get the best interest rates? All these questions can create havoc in your mind. Consult our home loan advisors who can help you select the right home loan for you. Our Advisors are honest, transparent, and efficient they will analyze and compare the home loan offers from the top banks to get the offer that is right for you. They will do the complete documentation and End-To-End Fulfillment till the Disbursal. For more info call or whatsapp 750385499. We do not charge anything for our services.
we will help you achieve your dream home. our rate of interest is only 6%. contact :8589032555
we will help you achieve your dream home. our rate of interest is only 6%. contact :8589032555
₹1,850 per sqftLabour Only
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