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Sajan Thomas

Sajan Thomas

Service Provider | Ernakulam, Kerala

HOME LOAN ELIGIBILITY Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing loan E
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WHO IS ELIGIBLE FOR HOME LOAN? Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing
WHO IS ELIGIBLE FOR HOME LOAN? Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing
Types of LIC HFL Home Loan 1- HOME LOAN FOR RESIDENT INDIAN Home loans or housing loans are available for purchase of underconstruction or ready to move homes. Housing loans can also be availed for construction of own house. The following are eligible for Home Loan from LIC Housing Finance Ltd: 1. All Salaried employees working in Private or Government/Public Organizations. 2. Self-employed individuals. The following individuals are also eligible under our Griha Suvidha Home Loan: 1. Employees drawing part of salary in cash 2. Salaried employees seeking home loan term beyond retirement. For information on all eligible customers under Griha Suvidha Home Loan click here. 2- HOME LOAN FOR NON RESIDENT INDIAN (NRI) LIC HFL offers wide variety of home loans for NRIs aspiring to own a house in India. To know more click here. 3- HOME LOAN FOR A special Housing Loan scheme for First Time Home Buyers by the Government of India. All families having income of Rs 3 lakh to Rs 18 lakh are eligibl
Types of LIC HFL Home Loan 1- HOME LOAN FOR RESIDENT INDIAN Home loans or housing loans are available for purchase of underconstruction or ready to move homes. Housing loans can also be availed for construction of own house. The following are eligible for Home Loan from LIC Housing Finance Ltd: 1. All Salaried employees working in Private or Government/Public Organizations. 2. Self-employed individuals. The following individuals are also eligible under our Griha Suvidha Home Loan: 1. Employees drawing part of salary in cash 2. Salaried employees seeking home loan term beyond retirement. For information on all eligible customers under Griha Suvidha Home Loan click here. 2- HOME LOAN FOR NON RESIDENT INDIAN (NRI) LIC HFL offers wide variety of home loans for NRIs aspiring to own a house in India. To know more click here. 3- HOME LOAN FOR A special Housing Loan scheme for First Time Home Buyers by the Government of India. All families having income of Rs 3 lakh to Rs 18 lakh are eligibl
What is Home Loan? Home loan is a form of secured loan that is availed by a customer to purchase a house. The property can be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. #Mob 7510385499 #website www.homeloanadvisor.in #Email loan@homeloanadvisor.in #WhatsAppNo 7510385499 #HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #LICHFL
What is Home Loan? Home loan is a form of secured loan that is availed by a customer to purchase a house. The property can be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. #Mob 7510385499 #website www.homeloanadvisor.in #Email loan@homeloanadvisor.in #WhatsAppNo 7510385499 #HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #LICHFL
WHAT IS HOME LOAN? Home loan is an amount being lent by various banks or NBFC to the individual to buy a house, purchase a plot, construct a house, repair & renovate the house, balance transfer of existing home loan, etc. Bank or NBFC mortgaged the property and charged EMI (Equated Monthly Instalment) on the loan amount being lent by them. EMI consists of both interest and principal amount, which has to be paid by the borrower to the bank or NBFC. EMI calculation depends upon three factors i.e. (i) Loan Amount, (ii) Loan Tenure, and (iii) Rate of Interest. EMI on loan amount remains same throughout the loan tenure, if rate of interest not changed. In India, owning a home is one of the key factors of success. There has been a continuous desire to own a home as there is a significant rise in the disposable incomes, particularly in urban and semi-urban areas, tax rebate on repayment of housing loans, declining rate of interest and rises in the nuclear family,. As there is a huge demand,
WHAT IS HOME LOAN? Home loan is an amount being lent by various banks or NBFC to the individual to buy a house, purchase a plot, construct a house, repair & renovate the house, balance transfer of existing home loan, etc. Bank or NBFC mortgaged the property and charged EMI (Equated Monthly Instalment) on the loan amount being lent by them. EMI consists of both interest and principal amount, which has to be paid by the borrower to the bank or NBFC. EMI calculation depends upon three factors i.e. (i) Loan Amount, (ii) Loan Tenure, and (iii) Rate of Interest. EMI on loan amount remains same throughout the loan tenure, if rate of interest not changed. In India, owning a home is one of the key factors of success. There has been a continuous desire to own a home as there is a significant rise in the disposable incomes, particularly in urban and semi-urban areas, tax rebate on repayment of housing loans, declining rate of interest and rises in the nuclear family,. As there is a huge demand,
Home Loan Eligibility Age: Minimum Age: 18 years and Maximum Age: 70 years Resident Type The applicant must be (any one): • Resident Indian • Non-Resident India (NRI) • Person of Indian Origin (PIO) Employment • The applicant can be (any one): • Salaried • Self-employed Residence • The applicant must have (any one): • A permanent residence A rented residence where he/she has resided for at least a year prior to applying for a loan Home Loan Documents Required Identity Proof (any one) PAN Aadhaar card Driving License Voter ID Residence Proof (any one) Copy of Electricity Bill/Water Bill/Telephone Bill Copy of valid Passport/Aadhaar Card/Driving License Other Documents Employer Identity Card Duly filled loan application form affixed with 3 passport size photographs Loan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions Bank account statements for all the bank accounts owned by the applicant for the l
Home Loan Eligibility Age: Minimum Age: 18 years and Maximum Age: 70 years Resident Type The applicant must be (any one): • Resident Indian • Non-Resident India (NRI) • Person of Indian Origin (PIO) Employment • The applicant can be (any one): • Salaried • Self-employed Residence • The applicant must have (any one): • A permanent residence A rented residence where he/she has resided for at least a year prior to applying for a loan Home Loan Documents Required Identity Proof (any one) PAN Aadhaar card Driving License Voter ID Residence Proof (any one) Copy of Electricity Bill/Water Bill/Telephone Bill Copy of valid Passport/Aadhaar Card/Driving License Other Documents Employer Identity Card Duly filled loan application form affixed with 3 passport size photographs Loan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions Bank account statements for all the bank accounts owned by the applicant for the l
HDFC Home Loan Benefits End to End Digital Process. HDFC’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office. Customized Repayment Options. HDFC offers tailor-made home loans to suit your requirements Easy & Hassle free documentation. With minimal documentation, applying for a HDFC home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the way. 24X7 Assistance. Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries. www.homeloanadvisor.in, +917510385499 Manage home loans digitally Once you avail a HDFC home loan, you can access your home loan account online on our website. You can download account statements, interest certificates, request for disbursement and do much more.
HDFC Home Loan Benefits End to End Digital Process. HDFC’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office. Customized Repayment Options. HDFC offers tailor-made home loans to suit your requirements Easy & Hassle free documentation. With minimal documentation, applying for a HDFC home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the way. 24X7 Assistance. Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries. www.homeloanadvisor.in, +917510385499 Manage home loans digitally Once you avail a HDFC home loan, you can access your home loan account online on our website. You can download account statements, interest certificates, request for disbursement and do much more.
Will interest rate change during home loan tenure? Your interest rate depends on the type of loan you choose. There are two types of loans: Adjustable Rate or Floating Rate In an adjustable or floating rate loan, the interest rate on your loan is linked to your lender’s benchmark rate. Any movement in the benchmark rate will effectuate a proportionate change in your applicable interest rate. The interest rates are reset at defined intervals. The reset can be according to the financial calendar, or they can be unique to each customer, depending on the first date of disbursement. Combination Loans A combination loan is part fixed and part floating. Post the fixed rate tenure, the loan switches to an adjustable rate. #mobile #WhatsAppNo 7510385499 #Email loan@homeloanadvisor.in #website www.homeloanadvisor.in
Will interest rate change during home loan tenure? Your interest rate depends on the type of loan you choose. There are two types of loans: Adjustable Rate or Floating Rate In an adjustable or floating rate loan, the interest rate on your loan is linked to your lender’s benchmark rate. Any movement in the benchmark rate will effectuate a proportionate change in your applicable interest rate. The interest rates are reset at defined intervals. The reset can be according to the financial calendar, or they can be unique to each customer, depending on the first date of disbursement. Combination Loans A combination loan is part fixed and part floating. Post the fixed rate tenure, the loan switches to an adjustable rate. #mobile #WhatsAppNo 7510385499 #Email loan@homeloanadvisor.in #website www.homeloanadvisor.in
WHAT ARE THE TYPES OF HOME LOAN? Type of home loan depends upon types of property, an individual want to purchase. As per the need of the customer banks or financial institution come up with different types of home loan finance company in Kerala NCR products at lower rate of interest. As per the need of the customer bank or financial institution provides different types of home loan. Each housing loan product has its unique feature and advantage, so it is always advisable to consult with a professional consultant before taking a home loan. A professional consultant will save your time and money both, If you need a professional guidance then contact HOME LOAN ADVISOR home loan provider in Kerala NCR. We are always with you. Home Loan can be classified into following ways: • Home Loan For Ready To Move In House: When an individual buying a ready to move in house or flat from any authority, builder, seller or any other legal body then HOME PURCHASE LOAN provided by the bank or NBFC.
WHAT ARE THE TYPES OF HOME LOAN? Type of home loan depends upon types of property, an individual want to purchase. As per the need of the customer banks or financial institution come up with different types of home loan finance company in Kerala NCR products at lower rate of interest. As per the need of the customer bank or financial institution provides different types of home loan. Each housing loan product has its unique feature and advantage, so it is always advisable to consult with a professional consultant before taking a home loan. A professional consultant will save your time and money both, If you need a professional guidance then contact HOME LOAN ADVISOR home loan provider in Kerala NCR. We are always with you. Home Loan can be classified into following ways: • Home Loan For Ready To Move In House: When an individual buying a ready to move in house or flat from any authority, builder, seller or any other legal body then HOME PURCHASE LOAN provided by the bank or NBFC.
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visiting card, business cards available at best price #busines, #businesscards, #businessnewsindia , #businesspromotion , #visitingcard
Setting Your Mood Right with Light Presenting Marrath Smart Home Multi Color RGBW Wi-Fi LED Bulb to set your mood with the right colour and ambience. The smart bulb offers more than 16 million colours to match the perfect aura of your home as well as any commercial space you own. Additionally, you can also use it as a monochrome LED bulb to light up your space with warm or cool light. You can change the color, dim the light as well as change the color light to make it warm or cool white as per your needed. Begin your smart home journey with Marrath smart color LED bulb and enjoy the great fun it offer for everyone at home.https://youtu.be/TXnfxuG4LBs
Setting Your Mood Right with Light Presenting Marrath Smart Home Multi Color RGBW Wi-Fi LED Bulb to set your mood with the right colour and ambience. The smart bulb offers more than 16 million colours to match the perfect aura of your home as well as any commercial space you own. Additionally, you can also use it as a monochrome LED bulb to light up your space with warm or cool light. You can change the color, dim the light as well as change the color light to make it warm or cool white as per your needed. Begin your smart home journey with Marrath smart color LED bulb and enjoy the great fun it offer for everyone at home.https://youtu.be/TXnfxuG4LBs
₹990Labour Only
"Ms.Divya Sajan" is One of the Top LIC HOUSING FINANCE (LIC HFL) Home loan staff in Ernaulam. We offers the A to Z support of Customers for taking Housing Loans.
"Ms.Divya Sajan" is One of the Top LIC HOUSING FINANCE (LIC HFL) Home loan staff in Ernaulam. We offers the A to Z support of Customers for taking Housing Loans.
WHY TAKE HOME LOANS? In India, real estate is the second largest employer after agriculture and is slated to grow at 30% over the next decade. The Indian real estate market is expected to touch US$ 180 billion • Rented House to Own House: If you are residing in a rented house, then it is always advisable to take a home loan and shift to your owned house. Rent will compensate your EMI (Equated Monthly Installments) and this will also give you capital appreciation. Investment in the property by taking housing loan will not only give capital appreciation but also peace of mind, social respect and recognition. • High Property Price: As price of the property is very high and buyer may not be having all the amount, bank or NBFC are there to lend you money in the shape of housing loan for which they charge interest on the loan amount. • Income Tax Rebate on Home Loan Interest Payment: As per Income Tax Act 1961, If you are paying housing loan EMI, which consists interest and principal com
WHY TAKE HOME LOANS? In India, real estate is the second largest employer after agriculture and is slated to grow at 30% over the next decade. The Indian real estate market is expected to touch US$ 180 billion • Rented House to Own House: If you are residing in a rented house, then it is always advisable to take a home loan and shift to your owned house. Rent will compensate your EMI (Equated Monthly Installments) and this will also give you capital appreciation. Investment in the property by taking housing loan will not only give capital appreciation but also peace of mind, social respect and recognition. • High Property Price: As price of the property is very high and buyer may not be having all the amount, bank or NBFC are there to lend you money in the shape of housing loan for which they charge interest on the loan amount. • Income Tax Rebate on Home Loan Interest Payment: As per Income Tax Act 1961, If you are paying housing loan EMI, which consists interest and principal com
What is the maximum time period allowed for repayment of your home loan? The maximum repayment tenure depends on the type of housing loan you are availing, your profile, age, maturity of loan etc. For home loans and balance transfer loans, the maximum tenure is 30 years or till the age of retirement, whichever is lower. For Home Extension Loans, the maximum tenure is 20 years or till the age of retirement, whichever is lower. For Home Renovation and Top-Up Loans, the maximum tenure is 15 years or till the age of retirement, whichever is lower. #mobile 7510385499 #WhatsAppNo 7510385499 #website www.homeloanadvisor.in #Email loan@homeloanadvisor.in
What is the maximum time period allowed for repayment of your home loan? The maximum repayment tenure depends on the type of housing loan you are availing, your profile, age, maturity of loan etc. For home loans and balance transfer loans, the maximum tenure is 30 years or till the age of retirement, whichever is lower. For Home Extension Loans, the maximum tenure is 20 years or till the age of retirement, whichever is lower. For Home Renovation and Top-Up Loans, the maximum tenure is 15 years or till the age of retirement, whichever is lower. #mobile 7510385499 #WhatsAppNo 7510385499 #website www.homeloanadvisor.in #Email loan@homeloanadvisor.in
WHAT IS HOME LOAN? Home loan is a form of secured loan that is availed by a customer to purchase a house. The propertycan be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. Mobile: 7510385499, 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in
WHAT IS HOME LOAN? Home loan is a form of secured loan that is availed by a customer to purchase a house. The propertycan be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. Mobile: 7510385499, 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in
When does my home loan EMIs start?   EMI's begins from the month subsequent to the month in which disbursement of the loan is done. For loans for under-construction properties EMI usually begins after the complete home loan is disbursed but customers can choose to begin their emi’s as soon as they avail their fist disbursement and their emi’s will increase proportionately with every subsequent  disbursement.For resale cases,since the whole loan amount is disbursed in one go,emi on the whole loan amount start from the subsequent to the  month of disbursement  Mob 7510385499 loan@homeloanadvisor.in www.homeloanadvisor.in
When does my home loan EMIs start?   EMI's begins from the month subsequent to the month in which disbursement of the loan is done. For loans for under-construction properties EMI usually begins after the complete home loan is disbursed but customers can choose to begin their emi’s as soon as they avail their fist disbursement and their emi’s will increase proportionately with every subsequent  disbursement.For resale cases,since the whole loan amount is disbursed in one go,emi on the whole loan amount start from the subsequent to the  month of disbursement  Mob 7510385499 loan@homeloanadvisor.in www.homeloanadvisor.in
LICHFL Home loan @8.35%*
LICHFL Home loan @8.35%*
Which would be a better choice for you, Acrylic or Laminate? 🤔 Which would suit you better, let us know below ⤵️ Learn tips, tricks and details on Home construction with Kolo Education. If our content helped you, do tell us how in the comments ⤵️ Follow us on Kolo Education to learn more!!!  #thisvsthat #education #expert #interiorworks #interior #design #construction #home #materials #koloeducation #laterite #laminate
Which would be a better choice for you, Acrylic or Laminate? 🤔 Which would suit you better, let us know below ⤵️ Learn tips, tricks and details on Home construction with Kolo Education. If our content helped you, do tell us how in the comments ⤵️ Follow us on Kolo Education to learn more!!!  #thisvsthat #education #expert #interiorworks #interior #design #construction #home #materials #koloeducation #laterite #laminate
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