Projects
Sajan Thomas
Service Provider | Ernakulam, Kerala
What is PMAY Scheme and how it can benefit Home Loan buyers?
The Pradhan Mantri Awas Yojana (PMAY) (URBAN)-Housing for All was a mission that was launched by the Government of India with the aim of boosting home ownership. The PMAY scheme caters to Economical Weaker Section (EWS)/Lower Income Group(LIG) and Middle Income Groups (MIG) of the society, given the projected growth of urbanization & the consequent housing demands in India.
Benefits:
Credit Linked Subsidy Scheme (CLSS) under PMAY makes the Home loan affordable as the subsidy provided on the interest component reduces the outflow of the customer on the home loan. The subsidy amount under the scheme largely depends on the category of income that a customer belongs to and the size of the property unit being financed.
#mobile #WhatsAppNo 7510385499
#Email loan@homeloanadvisor.in
#website www.homeloanadvisor.in
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Sajan Thomas
Service Provider
Home Loan Key Features
• Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects
• Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc
• Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes
• Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority
• Expert legal and technical counselling to help you make the right home buying decision
• Integrated branch network for availing and servicing the Home Loans anywhere in India
• Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here
• The Pradhan Mantri Awas Yojana (PMAY) (URBAN)-Housing for All was a mission that was launched by the Government of India with the aim of boosting home ownership. It aimed at achieving ‘Housing for All’ by
Sajan Thomas
Service Provider
HOME LOAN ELIGIBILITY
Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC.
Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application:
• Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age.
• Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing loan E
Sajan Thomas
Service Provider
We are happy to announce you that now we are associated with “HDFC ERGO General Insurance Company Ltd”
About General insurance
General insurance or non-life insurance policy, including automobile and home owner’s policies, provides payments depending on the loss from a particular financial event. General insurance is typically defined as any insurance that is not determined to be life insurance
OUR SERVICES
• CAR INSURANCE
• TWO WHEELER INSURANCE
• HEALTH INSURANCE
• TRAVEL INSURANCE
• HOME INSURANCE
About HDFC ERGO
HDFC ERGO General Insurance Company Ltd. is a 51:49 joint venture between HDFC Limited, India’s premier Housing Finance Institution & ERGO International, the primary insurance entity of the Munich Re Group of Germany.
More details
Mob: +917510385499, +918848596497
WhatsApp: https://wa.me/917510385499 (+917510385499)
Email: loan@homeloanadvisor.in
Web: www.homeloanadvisor.in
Suresh kottilingal
Painting Works
#Celing design
It depends on the place of work and the object. # #
1 sqft=1250.00 #
Sajan Thomas
Service Provider
HDFC Home Loan Benefits
End to End Digital Process.
HDFC’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office.
Customized Repayment Options.
HDFC offers tailor-made home loans to suit your requirements
Easy & Hassle free documentation.
With minimal documentation, applying for a HDFC home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the way.
24X7 Assistance.
Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries.
www.homeloanadvisor.in, +917510385499
Manage home loans digitally
Once you avail a HDFC home loan, you can access your home loan account online on our website. You can download account statements, interest certificates, request for disbursement and do much more.
Sajan Thomas
Service Provider
WHAT IS HOME LOAN?
Home loan is a form of secured loan that is availed by a customer to purchase a house. The propertycan be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same.
Mobile: 7510385499, 8848596497
Email : loan@homeloanadvisor.in
Website : www.homeloanadvisor.in
Sajan Thomas
Service Provider
HDFC Home Loan Benefits
End to End Digital Process
HDFC’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office.
Customized Repayment Options
HDFC offers tailor-made home loans to suit your requirements
Easy & Hassle free documentation
With minimal documentation, applying for a HDFC home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the way.
24X7 Assistance
Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries.
Manage home loans digitally
Once you avail a HDFC home loan, you can access your home loan account online on our website. You can download account statements, interest certificates, request for disbursement and do much more.
Mob: 7510385499
Sajan Thomas
Service Provider
Why Choose HDFC Home Loans?
HDFC offers home loans with EMIs starting from ₹646 per lac and interest rates starting from 6.70%* p.a. Get home loan sanction in just 5 days Tnc and create a space of your own with HDFC Home Loans. Our housing loan is tailor made for salaried individuals as they offer an attractive rate of interest and a longer tenure. HDFC provides you with legal and technical counselling to help you make the right home buying decision. HDFC Housing Loan offers you all online Home Loan solutions if you want to buy, construct or renovate your house. Turn your dream home into reality with HDFC Home Loans With benefits such as a low-interest rate, longer tenure, comfortable home loan EMI and doorstep service, apply online for an HDFC Home Loan today.
#mobile 7510385499
#WhatsAppNo 7510385499
#Email loan@homeloanadvisor.in
#web www.homeloanadvisor.in
Sajan Thomas
Service Provider
Will interest rate change during home loan tenure?
Your interest rate depends on the type of loan you choose. There are two types of loans:
Adjustable Rate or Floating Rate
In an adjustable or floating rate loan, the interest rate on your loan is linked to your lender’s benchmark rate. Any movement in the benchmark rate will effectuate a proportionate change in your applicable interest rate. The interest rates are reset at defined intervals. The reset can be according to the financial calendar, or they can be unique to each customer, depending on the first date of disbursement.
Combination Loans
A combination loan is part fixed and part floating. Post the fixed rate tenure, the loan switches to an adjustable rate.
#mobile #WhatsAppNo 7510385499
#Email loan@homeloanadvisor.in
#website www.homeloanadvisor.in
Sajan Thomas
Service Provider
WHO IS ELIGIBLE FOR HOME LOAN?
Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC.
Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application:
• Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age.
• Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing
Sajan Thomas
Service Provider
Types of LIC HFL Home Loan
1- HOME LOAN FOR RESIDENT INDIAN
Home loans or housing loans are available for purchase of underconstruction or ready to move homes. Housing loans can also be availed for construction of own house. The following are eligible for Home Loan from LIC Housing Finance Ltd: 1. All Salaried employees working in Private or Government/Public Organizations. 2. Self-employed individuals.
The following individuals are also eligible under our Griha Suvidha Home Loan: 1. Employees drawing part of salary in cash 2. Salaried employees seeking home loan term beyond retirement. For information on all eligible customers under Griha Suvidha Home Loan click here.
2- HOME LOAN FOR NON RESIDENT INDIAN (NRI)
LIC HFL offers wide variety of home loans for NRIs aspiring to own a house in India. To know more click here.
3- HOME LOAN FOR
A special Housing Loan scheme for First Time Home Buyers by the Government of India. All families having income of Rs 3 lakh to Rs 18 lakh are eligibl
Sajan Thomas
Service Provider
Are you looking for a home loan?
But confused as to which bank you should apply for a home loan?
What tenure should you select?
How to get the best interest rates?
All these questions can create havoc in your mind. Consult our home loan advisors who can help you select the right home loan for you. Our Advisors are honest, transparent, and efficient they will analyze and compare the home loan offers from the top banks to get the offer that is right for you. They will do the complete documentation and End-To-End Fulfillment till the Disbursal. For more info call or whatsapp 750385499. We do not charge anything for our services.
Sajan Thomas
Service Provider
WHY TAKE HOME LOANS?
In India, real estate is the second largest employer after agriculture and is slated to grow at 30% over the next decade. The Indian real estate market is expected to touch US$ 180 billion
• Rented House to Own House: If you are residing in a rented house, then it is always advisable to take a home loan and shift to your owned house. Rent will compensate your EMI (Equated Monthly Installments) and this will also give you capital appreciation. Investment in the property by taking housing loan will not only give capital appreciation but also peace of mind, social respect and recognition.
• High Property Price: As price of the property is very high and buyer may not be having all the amount, bank or NBFC are there to lend you money in the shape of housing loan for which they charge interest on the loan amount.
• Income Tax Rebate on Home Loan Interest Payment: As per Income Tax Act 1961, If you are paying housing loan EMI, which consists interest and principal com
Sajan Thomas
Service Provider
Can I get an approval for a home loan while I decide which property I should purchase ?
You can apply for a pre approved home loan which is an in-principal approval for a loan given on the basis of your income, creditworthiness and financial position. Generally, pre-approved loans are taken prior to property selection and are valid for a period of 6 months from the date of sanction of the loan.
#mobile #WhatsAppNo 7510385499
#Email loan@homeloanadvisor.in
#website www.homeloanadvisor.in
Sajan Thomas
Service Provider
HDFC Home Loan EMI Calculator
HDFC's home loan calculator helps you calculate your Home Loan Emi with ease. HDFC's EMI calculator for a home loan can help you make an informed decision about buying a new house. The EMI calculator is useful in planning your cashflows for servicing your home loan. HDFC offers home loans with EMIs starting from ₹646 per lac and interest rates starting from 6.70%* p.a. with additional features such as flexible repayment options and top-up loan. With a low-interest rate and long repayment tenure, HDFC ensures a comfortable home loan EMI for you. With our reasonable EMIs, HDFC Home loan is lighter on your pocket. Calculate the EMI that you will be required to pay for your home loan with our easy to understand home loan EMI calculator.
Calculate Home Loan EMI
LOAN AMOUNTRs.
Rs. 1 LacRs. 10 Cr
TENURE (YEARS)
130
INTEREST RATE (% P.A.)
015
Monthly Home Loan EMI
₹16,499View Details
Principal Amount
₹25,00,000
Interest Amount
₹30,43,754
Total Amount Payable
Sajan Thomas
Service Provider
What is Home Loan?
Home loan is a form of secured loan that is availed by a customer to purchase a house. The property can be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same.
#Mob 7510385499
#website www.homeloanadvisor.in
#Email loan@homeloanadvisor.in
#WhatsAppNo 7510385499
#HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #LICHFL
Sajan Thomas
Service Provider
What is the maximum time period allowed for repayment of your home loan?
The maximum repayment tenure depends on the type of housing loan you are availing, your profile, age, maturity of loan etc.
For home loans and balance transfer loans, the maximum tenure is 30 years or till the age of retirement, whichever is lower.
For Home Extension Loans, the maximum tenure is 20 years or till the age of retirement, whichever is lower.
For Home Renovation and Top-Up Loans, the maximum tenure is 15 years or till the age of retirement, whichever is lower.
#mobile 7510385499
#WhatsAppNo 7510385499
#website www.homeloanadvisor.in
#Email loan@homeloanadvisor.in
Sajan Thomas
Service Provider
When does my home loan EMIs start?
EMI's begins from the month subsequent to the month in which disbursement of the loan is done. For loans for under-construction properties EMI usually begins after the complete home loan is disbursed but customers can choose to begin their emi’s as soon as they avail their fist disbursement and their emi’s will increase proportionately with every subsequent disbursement.For resale cases,since the whole loan amount is disbursed in one go,emi on the whole loan amount start from the subsequent to the month of disbursement
Mob 7510385499
loan@homeloanadvisor.in
www.homeloanadvisor.in
Anoop Shankar
Water Proofing
*Waterproofing*
We usually do services across Kerala, charges only will be applicable based on area, distance and structural conditions. We do all types works( Cementitious waterproofing, Torch Applied membrane, PVC Membrane, Polyurea and Poly Urethene Waterproofing Systems). Warranty depend on the products reccomend by the client/ consultants/ customers. It varies ftom 5 years to 20 years.
₹60 per sqftLabour + Material
Sajan Thomas
Service Provider
Home Loan Advisor
ഞങ്ങൾ വിവിധ ബാങ്കുകളുമായി സഹകരിച്ച് ലോൺ ചെയ്യുന്ന ഏജൻസിയാണ്
ബാങ്ക് ലോണിനായി ഞങ്ങൾ നിങ്ങളെ സഹായിക്കാം.
#Mob: +917510385499 / +918848596497
#Email: loan@homeloanadvisor.in
#Web: www.homeloanadvisor.in
ഞങ്ങൾ ചെയ്യുന്ന ലോണിന് തുടക്കം മുതൽ അവസാനം വരെ ഞങ്ങളുടെ പിന്തുണ ഉണ്ടായിരിക്കുന്നത് ആണ്.
നിങ്ങളുടെ വരുമാനം അനുസരിച്ച് ആണ് ഞങ്ങൾ ബാങ്കുകൾ സെലക്ട് ചെയ്യുന്നത്.
(ഞങ്ങളുടെ സർവീസിന് യാതൊരു ഫീസും ഉണ്ടായിരിക്കുന്നതല്ല.)
*അഥവാ ബാങ്ക് ലോൺ ഞങ്ങൾക്ക് ചെയ്യാൻ സാധിച്ചില്ലെങ്കിൽ പോലും അതിനുള്ള മാർഗ്ഗ നിർദ്ദേശങ്ങൾ സൗജന്യമായി നൽകുന്നതാണ്.
Our Service
HOUSING LOANS
Construction, Purchase, Renovation, Extension & Plot Purchase
NON HOUSING LOANS, TAKE OVER & TOP-UP, LOAN FOR PROFESSIONAL, BUSINESS AND PERSONAL LOAN & NON RESIDENT INDIANS (NRI)
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