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Sajan Thomas

Sajan Thomas

Service Provider | Ernakulam, Kerala

Can I get an approval for a home loan while I decide which property I should purchase ? You can apply for a pre approved home loan which is an in-principal approval for a loan given on the basis of your income, creditworthiness and financial position. Generally, pre-approved loans are taken prior to property selection and are valid for a period of 6 months from the date of sanction of the loan. #mobile #WhatsAppNo 7510385499 #Email loan@homeloanadvisor.in #website www.homeloanadvisor.in
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CAN I GET AN APPROVAL FOR A HOME LOAN WHILE I DECIDE WHICHPROPERTY I SHOULD PURCHASE ? You canapply for a pre approved home loan which is an in-principal approval for a loangiven on the basis of your income, creditworthiness and financial position.Generally, pre-approved loans are taken prior to property selection and arevalid for a period of 6 months from the date of sanction of the loan. 075103 85499, 8848596497 Loan@homeloanadvisor.in Www.homeloanadvisor.in #hlafinancialservice #LICHFL #HomeLoanAdvisor #WhereDreamsComeHome #loans #taxbenefits #housingloan #PlotLoan #housingfinance #investment HLA Financial Services Home Loan
CAN I GET AN APPROVAL FOR A HOME LOAN WHILE I DECIDE WHICHPROPERTY I SHOULD PURCHASE ? You canapply for a pre approved home loan which is an in-principal approval for a loangiven on the basis of your income, creditworthiness and financial position.Generally, pre-approved loans are taken prior to property selection and arevalid for a period of 6 months from the date of sanction of the loan. 075103 85499, 8848596497 Loan@homeloanadvisor.in Www.homeloanadvisor.in #hlafinancialservice #LICHFL #HomeLoanAdvisor #WhereDreamsComeHome #loans #taxbenefits #housingloan #PlotLoan #housingfinance #investment HLA Financial Services Home Loan
What is the maximum home loan that I can obtain? You are required to pay 10-25% of the total property cost as ‘own contribution depending upon the loan amount. 75 to 90% of the property cost is what can be availed as a home loan. In case of construction, home improvement and home extension loans, 75 to 90% of the construction/improvement/extension estimate can be funded. #HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #homeloans #purchaseahome #LICHFL #DCBBank #Mobile 7510385499 #web www.homeloanadvisor.in #Email loan@homeloanadvisor.in
What is the maximum home loan that I can obtain? You are required to pay 10-25% of the total property cost as ‘own contribution depending upon the loan amount. 75 to 90% of the property cost is what can be availed as a home loan. In case of construction, home improvement and home extension loans, 75 to 90% of the construction/improvement/extension estimate can be funded. #HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #homeloans #purchaseahome #LICHFL #DCBBank #Mobile 7510385499 #web www.homeloanadvisor.in #Email loan@homeloanadvisor.in
Are you looking for a home loan? But confused as to which bank you should apply for a home loan? What tenure should you select? How to get the best interest rates? All these questions can create havoc in your mind. Consult our home loan advisors who can help you select the right home loan for you. Our Advisors are honest, transparent, and efficient they will analyze and compare the home loan offers from the top banks to get the offer that is right for you. They will do the complete documentation and End-To-End Fulfillment till the Disbursal. For more info call or whatsapp 750385499. We do not charge anything for our services.
Are you looking for a home loan? But confused as to which bank you should apply for a home loan? What tenure should you select? How to get the best interest rates? All these questions can create havoc in your mind. Consult our home loan advisors who can help you select the right home loan for you. Our Advisors are honest, transparent, and efficient they will analyze and compare the home loan offers from the top banks to get the offer that is right for you. They will do the complete documentation and End-To-End Fulfillment till the Disbursal. For more info call or whatsapp 750385499. We do not charge anything for our services.
WHY TAKE HOME LOANS? In India, real estate is the second largest employer after agriculture and is slated to grow at 30% over the next decade. The Indian real estate market is expected to touch US$ 180 billion • Rented House to Own House: If you are residing in a rented house, then it is always advisable to take a home loan and shift to your owned house. Rent will compensate your EMI (Equated Monthly Installments) and this will also give you capital appreciation. Investment in the property by taking housing loan will not only give capital appreciation but also peace of mind, social respect and recognition. • High Property Price: As price of the property is very high and buyer may not be having all the amount, bank or NBFC are there to lend you money in the shape of housing loan for which they charge interest on the loan amount. • Income Tax Rebate on Home Loan Interest Payment: As per Income Tax Act 1961, If you are paying housing loan EMI, which consists interest and principal com
WHY TAKE HOME LOANS? In India, real estate is the second largest employer after agriculture and is slated to grow at 30% over the next decade. The Indian real estate market is expected to touch US$ 180 billion • Rented House to Own House: If you are residing in a rented house, then it is always advisable to take a home loan and shift to your owned house. Rent will compensate your EMI (Equated Monthly Installments) and this will also give you capital appreciation. Investment in the property by taking housing loan will not only give capital appreciation but also peace of mind, social respect and recognition. • High Property Price: As price of the property is very high and buyer may not be having all the amount, bank or NBFC are there to lend you money in the shape of housing loan for which they charge interest on the loan amount. • Income Tax Rebate on Home Loan Interest Payment: As per Income Tax Act 1961, If you are paying housing loan EMI, which consists interest and principal com
WHAT ARE THE TYPES OF HOME LOAN? Type of home loan depends upon types of property, an individual want to purchase. As per the need of the customer banks or financial institution come up with different types of home loan finance company in Kerala NCR products at lower rate of interest. As per the need of the customer bank or financial institution provides different types of home loan. Each housing loan product has its unique feature and advantage, so it is always advisable to consult with a professional consultant before taking a home loan. A professional consultant will save your time and money both, If you need a professional guidance then contact HOME LOAN ADVISOR home loan provider in Kerala NCR. We are always with you. Home Loan can be classified into following ways: • Home Loan For Ready To Move In House: When an individual buying a ready to move in house or flat from any authority, builder, seller or any other legal body then HOME PURCHASE LOAN provided by the bank or NBFC.
WHAT ARE THE TYPES OF HOME LOAN? Type of home loan depends upon types of property, an individual want to purchase. As per the need of the customer banks or financial institution come up with different types of home loan finance company in Kerala NCR products at lower rate of interest. As per the need of the customer bank or financial institution provides different types of home loan. Each housing loan product has its unique feature and advantage, so it is always advisable to consult with a professional consultant before taking a home loan. A professional consultant will save your time and money both, If you need a professional guidance then contact HOME LOAN ADVISOR home loan provider in Kerala NCR. We are always with you. Home Loan can be classified into following ways: • Home Loan For Ready To Move In House: When an individual buying a ready to move in house or flat from any authority, builder, seller or any other legal body then HOME PURCHASE LOAN provided by the bank or NBFC.
What is Home Loan? Home loan is a form of secured loan that is availed by a customer to purchase a house. The property can be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. #Mob 7510385499 #website www.homeloanadvisor.in #Email loan@homeloanadvisor.in #WhatsAppNo 7510385499 #HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #LICHFL
What is Home Loan? Home loan is a form of secured loan that is availed by a customer to purchase a house. The property can be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. #Mob 7510385499 #website www.homeloanadvisor.in #Email loan@homeloanadvisor.in #WhatsAppNo 7510385499 #HDFChomeloan #PersonalLoanBank #PlotLoan #construction #businessloan #loan #LICHFL
HOME LOAN ELIGIBILITY Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing loan E
HOME LOAN ELIGIBILITY Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing loan E
Will interest rate change during home loan tenure? Your interest rate depends on the type of loan you choose. There are two types of loans: Adjustable Rate or Floating Rate In an adjustable or floating rate loan, the interest rate on your loan is linked to your lender’s benchmark rate. Any movement in the benchmark rate will effectuate a proportionate change in your applicable interest rate. The interest rates are reset at defined intervals. The reset can be according to the financial calendar, or they can be unique to each customer, depending on the first date of disbursement. Combination Loans A combination loan is part fixed and part floating. Post the fixed rate tenure, the loan switches to an adjustable rate. #mobile #WhatsAppNo 7510385499 #Email loan@homeloanadvisor.in #website www.homeloanadvisor.in
Will interest rate change during home loan tenure? Your interest rate depends on the type of loan you choose. There are two types of loans: Adjustable Rate or Floating Rate In an adjustable or floating rate loan, the interest rate on your loan is linked to your lender’s benchmark rate. Any movement in the benchmark rate will effectuate a proportionate change in your applicable interest rate. The interest rates are reset at defined intervals. The reset can be according to the financial calendar, or they can be unique to each customer, depending on the first date of disbursement. Combination Loans A combination loan is part fixed and part floating. Post the fixed rate tenure, the loan switches to an adjustable rate. #mobile #WhatsAppNo 7510385499 #Email loan@homeloanadvisor.in #website www.homeloanadvisor.in
WHO IS ELIGIBLE FOR HOME LOAN? Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing
WHO IS ELIGIBLE FOR HOME LOAN? Home Loan is an agreement between borrower and the lender (bank or NBFC) that regulates the term of loan. Home loan agents in Kerala provide you a list of options. Loan eligibility criteria for almost all the banks are different but there are some common loan eligibility criteria which borrower has to fulfill to avail home loan from bank or NBFC. Following are some key important factors which would be checked by bank or NBFC to accept or reject the home loan application: • Age: At the time of home loan application, applicant must be 21 years or above but not more than 60 or 65 years because repayment of the loan has to be completed on or before 70 or 80 years of borrower age. • Employment Continuity: Bank or NBFC checks employment continuity of an individual who is applying for home loan. An individual should have 3 years of working experience in the business or employment. A regular source of income, ensure the lender regular repayment of their housing
Why Home Loan is the right choice for you
Why Home Loan is the right choice for you
Home Loan Key Features • Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects • Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc • Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes • Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority • Expert legal and technical counselling to help you make the right home buying decision • Integrated branch network for availing and servicing the Home Loans anywhere in India • Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here • The Pradhan Mantri Awas Yojana (PMAY) (URBAN)-Housing for All was a mission that was launched by the Government of India with the aim of boosting home ownership. It aimed at achieving ‘Housing for All’ by
Home Loan Key Features • Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects • Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc • Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built up homes • Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority • Expert legal and technical counselling to help you make the right home buying decision • Integrated branch network for availing and servicing the Home Loans anywhere in India • Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here • The Pradhan Mantri Awas Yojana (PMAY) (URBAN)-Housing for All was a mission that was launched by the Government of India with the aim of boosting home ownership. It aimed at achieving ‘Housing for All’ by
Save your trip to the BANK We can get most of the things online, please check the facilities below Looking for a home loan? Avail best interest rates on your home loan! APPLY ONLINE Mob: +917510385499 WhatsApp: https://wa.me/917510385499 Email: loan@homeloanadvisor.in Web: www.homeloanadvisor.in Give us a missed call on +91 7510385499 LOOKING FOR A NEW HOME LOAN? Just give us a Missed Call on +91 7510385499 Our Loan Expert can meet you at your doorstep. Please share your details to get a call from our Loan Expert! https://homeloanadvisor.in/contactus Mob: +917510385499 WhatsApp: https://wa.me/917510385499 Email: loan@homeloanadvisor.in Visit our website www.homeloanadvisor.in
Save your trip to the BANK We can get most of the things online, please check the facilities below Looking for a home loan? Avail best interest rates on your home loan! APPLY ONLINE Mob: +917510385499 WhatsApp: https://wa.me/917510385499 Email: loan@homeloanadvisor.in Web: www.homeloanadvisor.in Give us a missed call on +91 7510385499 LOOKING FOR A NEW HOME LOAN? Just give us a Missed Call on +91 7510385499 Our Loan Expert can meet you at your doorstep. Please share your details to get a call from our Loan Expert! https://homeloanadvisor.in/contactus Mob: +917510385499 WhatsApp: https://wa.me/917510385499 Email: loan@homeloanadvisor.in Visit our website www.homeloanadvisor.in
Who can be a co-applicant to my housing loan? All co-owners of the property need to be co-applicants to the house loan. Generally, co-applicants are close family members.
Who can be a co-applicant to my housing loan? All co-owners of the property need to be co-applicants to the house loan. Generally, co-applicants are close family members.
Why You Should Consider Using Advisor For Your Home Loan A beautiful home is everyone's dream, but to make that dream come true is not an easy job. However, a home loan is one of the easiest ways to make that dream of yours come true. Nowadays, not just the banks provide loans; there are private financiers and home loan advisors. But, the real task lies in finding the right loan so that you do not end up paying more interest making it financially burdensome. So, in order to find the best possible loan, you must seek proper home loan advisor, and do a bit of research. Let us help you understand this better. Consider for a moment that according to 2018, loan advisors made up 30% of household formations. How much of that business did you see? Choosing the right home loan advisor may be one of the biggest decisions you are going to make or break your current struggle for better financial situation. What we discovered is, there are few key ways loan advisors can help buyers realize the d
Why You Should Consider Using Advisor For Your Home Loan A beautiful home is everyone's dream, but to make that dream come true is not an easy job. However, a home loan is one of the easiest ways to make that dream of yours come true. Nowadays, not just the banks provide loans; there are private financiers and home loan advisors. But, the real task lies in finding the right loan so that you do not end up paying more interest making it financially burdensome. So, in order to find the best possible loan, you must seek proper home loan advisor, and do a bit of research. Let us help you understand this better. Consider for a moment that according to 2018, loan advisors made up 30% of household formations. How much of that business did you see? Choosing the right home loan advisor may be one of the biggest decisions you are going to make or break your current struggle for better financial situation. What we discovered is, there are few key ways loan advisors can help buyers realize the d
HDFC Home Loan Benefits End to End Digital Process HDFC’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office. Customized Repayment Options HDFC offers tailor-made home loans to suit your requirements Easy & Hassle free documentation With minimal documentation, applying for a HDFC home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the way. 24X7 Assistance Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries. Manage home loans digitally Once you avail a HDFC home loan, you can access your home loan account online on our website. You can download account statements, interest certificates, request for disbursement and do much more. Mob: 7510385499
HDFC Home Loan Benefits End to End Digital Process HDFC’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office. Customized Repayment Options HDFC offers tailor-made home loans to suit your requirements Easy & Hassle free documentation With minimal documentation, applying for a HDFC home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the way. 24X7 Assistance Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries. Manage home loans digitally Once you avail a HDFC home loan, you can access your home loan account online on our website. You can download account statements, interest certificates, request for disbursement and do much more. Mob: 7510385499
HDFC Home Loan Benefits End to End Digital Process. HDFC’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office. Customized Repayment Options. HDFC offers tailor-made home loans to suit your requirements Easy & Hassle free documentation. With minimal documentation, applying for a HDFC home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the way. 24X7 Assistance. Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries. www.homeloanadvisor.in, +917510385499 Manage home loans digitally Once you avail a HDFC home loan, you can access your home loan account online on our website. You can download account statements, interest certificates, request for disbursement and do much more.
HDFC Home Loan Benefits End to End Digital Process. HDFC’s online home loans provide you the facility to apply for a home loan online from the safety and convenience of your home or office. Customized Repayment Options. HDFC offers tailor-made home loans to suit your requirements Easy & Hassle free documentation. With minimal documentation, applying for a HDFC home loan is quick and hassle free. Our home loan experts are available to help you in your loan application process and offer you assistance every step of the way. 24X7 Assistance. Our chat service on our website and WhatsApp are available 24X7 to assist you with your housing loan related queries. www.homeloanadvisor.in, +917510385499 Manage home loans digitally Once you avail a HDFC home loan, you can access your home loan account online on our website. You can download account statements, interest certificates, request for disbursement and do much more.
WHAT IS HOME LOAN? Home loan is a form of secured loan that is availed by a customer to purchase a house. The propertycan be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. Mobile: 7510385499, 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in
WHAT IS HOME LOAN? Home loan is a form of secured loan that is availed by a customer to purchase a house. The propertycan be an under-construction or a ready property from a developer, purchase of a resale property, to construct a housing unit on a plot of land, to make improvements and extensions to an already existing house and to transfer your existing home loan availed from another financial institution to HDFC. A housing loan is repaid through equated monthly installments (EMI) which consists of a portion of the principal borrowed and the interest accrued on the same. Mobile: 7510385499, 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in
When does my home loan EMIs start?   EMI's begins from the month subsequent to the month in which disbursement of the loan is done. For loans for under-construction properties EMI usually begins after the complete home loan is disbursed but customers can choose to begin their emi’s as soon as they avail their fist disbursement and their emi’s will increase proportionately with every subsequent  disbursement.For resale cases,since the whole loan amount is disbursed in one go,emi on the whole loan amount start from the subsequent to the  month of disbursement  Mob 7510385499 loan@homeloanadvisor.in www.homeloanadvisor.in
When does my home loan EMIs start?   EMI's begins from the month subsequent to the month in which disbursement of the loan is done. For loans for under-construction properties EMI usually begins after the complete home loan is disbursed but customers can choose to begin their emi’s as soon as they avail their fist disbursement and their emi’s will increase proportionately with every subsequent  disbursement.For resale cases,since the whole loan amount is disbursed in one go,emi on the whole loan amount start from the subsequent to the  month of disbursement  Mob 7510385499 loan@homeloanadvisor.in www.homeloanadvisor.in
Why HOME LOAN is the right choice for you Mobile : 075103 85499 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in #hlafinancialservice #hlafinancialservices #lichfldme #lichflstaff #HomeLoanAdvisor #WhereDreamsComeHome #loans #loanapplication #HDFCLtd
Why HOME LOAN is the right choice for you Mobile : 075103 85499 8848596497 Email : loan@homeloanadvisor.in Website : www.homeloanadvisor.in #hlafinancialservice #hlafinancialservices #lichfldme #lichflstaff #HomeLoanAdvisor #WhereDreamsComeHome #loans #loanapplication #HDFCLtd
Looking for a home loan? Save your trip to the BANK We can get most of the things online, please check the facilities below Looking for a home loan? Avail best interest rates on your home loan! APPLY ONLINE Mob: +917510385499 WhatsApp: https://wa.me/917510385499 Email: loan@homeloanadvisor.in Web: www.homeloanadvisor.in Give us a missed call on +91 7510385499 LOOKING FOR A NEW HOME LOAN? Just give us a Missed Call on +917510385499 Our Loan Expert can meet you at your doorstep. Please share your details to get a call from our Loan Expert! https://homeloanadvisor.in/contactus Mob: +917510385499 WhatsApp: https://wa.me/917510385499 Email: loan@homeloanadvisor.in Visit our website www.homeloanadvisor.in
Looking for a home loan? Save your trip to the BANK We can get most of the things online, please check the facilities below Looking for a home loan? Avail best interest rates on your home loan! APPLY ONLINE Mob: +917510385499 WhatsApp: https://wa.me/917510385499 Email: loan@homeloanadvisor.in Web: www.homeloanadvisor.in Give us a missed call on +91 7510385499 LOOKING FOR A NEW HOME LOAN? Just give us a Missed Call on +917510385499 Our Loan Expert can meet you at your doorstep. Please share your details to get a call from our Loan Expert! https://homeloanadvisor.in/contactus Mob: +917510385499 WhatsApp: https://wa.me/917510385499 Email: loan@homeloanadvisor.in Visit our website www.homeloanadvisor.in
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